Caring for loved ones in aged care during the Christmas and new year period
11 December
The Christmas and New Year period is traditionally a time of togetherness, reflection and celebration. For families with loved ones living in aged care facilities or retirement homes, this season can be both meaningful and emotionally...[Read More]
Generations in motion: How each age group adapted, endured, and thrived
11 December
Every generation is shaped by the world it inherits—and by the challenges it must overcome. While it’s easy to fall into debates about which generation had it hardest or best, a more constructive view recognises that each cohort faced profound...[Read More]
The quiet power of compound interest
11 December
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy or...[Read More]
Smart tax planning for small business: BAS, GST & avoiding cashflow surprises
11 December
Running a small business comes with plenty of moving parts—managing customers, marketing your services, staying on top of expenses, and keeping operations running smoothly. But one area that often catches business owners off guard is tax...[Read More]
AI will make a list but shoppers should check it twice
11 December
Christmas shopping could be a task performed by artificial intelligence bots in future, armed with a consumer’s credit card, specific instructions and permission to add goods to carts across the internet. One in three Australians is willing to put...[Read More]
Rate rise flagged as RBA does a Grinch with no Xmas cut
11 December
Mortgage holders should not expect any relief for the foreseeable future, Reserve Bank governor Michele Bullock says, after leaving interest rates on hold. In a widely-anticipated, unanimous decision, the central bank’s monetary policy board kept...[Read More]
Nearly two in five Aussies fear retirement out of reach
11 December
Nearly two in every five Australians fear they will not be able to retire, as housing prices and day-to-day costs grind higher, new data shows. Roughly 38 per cent of Australian superannuation members have that worry, up from 28 per cent in 2024,...[Read More]
Super needed for retirement diverges due to home status
11 December
The amount of superannuation needed for different groups to retire, as projected by Super Consumers Australia: * Single homeowner needs $74,000 for a modest retirement spending $32,000 per year, with the rest (91 per cent) supplemented by the age...[Read More]
‘Difficult period’ ahead as kids banned from socials
11 December
Adjusting to life without social media will be challenging for millions of young Australians, the prime minister has warned, as world-first laws barring children from apps like Instagram, Snapchat and TikTok take effect. All Australians aged under...[Read More]
In-app-propriate: renters quizzed on personal details
11 December
Thousands of renters are being forced to use digital platforms and apps to manage their accommodation even though the technology can demand deeply personal information and charge fees. Questions in rental apps can range from an applicant’s marital...[Read More]
Borrowers denied Christmas bonus as rates stay on hold at 3.6 per cent
9 December
The Reserve Bank of Australia has denied mortgage holders an early Christmas gift, leaving interest rates on hold at its final meeting of the year. In a widely anticipated, unanimous decision on Tuesday the central bank’s monetary policy board...[Read More]
Season’s Greetings & Office Hours
27 November
As Holiday Season approaches, we hope you find time to relax, recharge, and enjoy the company of family and friends. This season is a reminder of the importance of community and celebration, and we wish you all the joy, warmth, and meaning it...[Read More]
The gift of trust: How talking about us strengthens our business and community
4 December
Referrals mean more to us than words can easily express. When a happy client shares their experience and recommends us to a friend, colleague, or family member, it is one of the greatest compliments we can receive. We never take that trust for...[Read More]
The 12 days of Christmas: A goals-based approach to financial planning
4 December
The festive season is traditionally a time of celebration, generosity, and reflection. But it’s also the perfect opportunity to pause and assess our financial wellbeing. As the year draws to a close, many of us think about what we hope to...[Read More]
Understanding diversification: What it is, why it matters, and how it shapes your investment strategy
4 December
In the world of investing, few principles are as consistently emphasised—and as often misunderstood—as diversification. At its simplest, diversification means spreading your money across a variety of investment types so you are not overly...[Read More]