Finance
The quiet power of compound interest
11 December
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy or...[Read More]
Smart tax planning for small business: BAS, GST & avoiding cashflow surprises
11 December
Running a small business comes with plenty of moving parts—managing customers, marketing your services, staying on top of expenses, and keeping operations running smoothly. But one area that often catches business owners off guard is tax...[Read More]
AI will make a list but shoppers should check it twice
11 December
Christmas shopping could be a task performed by artificial intelligence bots in future, armed with a consumer’s credit card, specific instructions and permission to add goods to carts across the internet. One in three Australians is willing to put...[Read More]
Rate rise flagged as RBA does a Grinch with no Xmas cut
11 December
Mortgage holders should not expect any relief for the foreseeable future, Reserve Bank governor Michele Bullock says, after leaving interest rates on hold. In a widely-anticipated, unanimous decision, the central bank’s monetary policy board kept...[Read More]
Nearly two in five Aussies fear retirement out of reach
11 December
Nearly two in every five Australians fear they will not be able to retire, as housing prices and day-to-day costs grind higher, new data shows. Roughly 38 per cent of Australian superannuation members have that worry, up from 28 per cent in 2024,...[Read More]
Super needed for retirement diverges due to home status
11 December
The amount of superannuation needed for different groups to retire, as projected by Super Consumers Australia: * Single homeowner needs $74,000 for a modest retirement spending $32,000 per year, with the rest (91 per cent) supplemented by the age...[Read More]
Borrowers denied Christmas bonus as rates stay on hold at 3.6 per cent
9 December
The Reserve Bank of Australia has denied mortgage holders an early Christmas gift, leaving interest rates on hold at its final meeting of the year. In a widely anticipated, unanimous decision on Tuesday the central bank’s monetary policy board...[Read More]
The gift of trust: How talking about us strengthens our business and community
4 December
Referrals mean more to us than words can easily express. When a happy client shares their experience and recommends us to a friend, colleague, or family member, it is one of the greatest compliments we can receive. We never take that trust for...[Read More]
The 12 days of Christmas: A goals-based approach to financial planning
4 December
The festive season is traditionally a time of celebration, generosity, and reflection. But it’s also the perfect opportunity to pause and assess our financial wellbeing. As the year draws to a close, many of us think about what we hope to...[Read More]
Understanding diversification: What it is, why it matters, and how it shapes your investment strategy
4 December
In the world of investing, few principles are as consistently emphasised—and as often misunderstood—as diversification. At its simplest, diversification means spreading your money across a variety of investment types so you are not overly...[Read More]
Helpful tips to save money this Christmas
4 December
Christmas always brings with it a certain warmth and cheer, and yet these days, a lot of people are feeling the pinch financially. As Christmas approaches, people consider all the items they need to buy for friends and family. Because of the current...[Read More]
Australian economy builds as investment roars back
4 December
Surging investment in data centres and housing has driven Australia’s economic growth rate to its fastest pace in two years. The nation’s gross domestic product grew by 2.1 per cent over the year to September, the Australian Bureau of Statistics...[Read More]
The importance of personal financial planning
27 November
The importance of personal financial planning can’t be overstated, regardless of your age. Proper financial planning can offer a safety net for you and your family while giving you the freedom to make informed choices. Many adults worry about the...[Read More]
Chinese economic slowdown at top of RBA’s mind
4 December
The Reserve Bank head says a wobble in the Chinese economy is top of the central bank’s mind, shortly after forecasters downgraded growth prospects for Australia’s largest trading partner. RBA governor Michele Bullock said a slowdown in China...[Read More]
Shoppers tap credit to fund record Black Friday sales
4 December
Australians are set for a record spend on the Black Friday weekend, but it appears they are banking on credit cards to cover the costs. Bargain shoppers are expected to drop $6.8 billion over the Black Friday-Cyber Monday weekend, a four per cent...[Read More]